Privacy Policy

Self-Employed Mortgage Broker respects your privacy and is committed to protecting your personal data. This policy explains how we collect, use and safeguard your information when you use our website or contact us.

Self-Employed Mortgage Broker is a trading style of Keith McCoy Associates Limited, which is authorised and regulated by the Financial Conduct Authority (FCA number: 450724).

Who We Are

For the purposes of data protection law, Keith McCoy Associates Limited is the data controller.

If you have any questions about this policy or how your data is handled, you can contact us:

Email: info@selfemployedmortgagebroker.org.uk
Contact page: https://selfemployedmortgagebroker.org.uk/contact-us/
Address: 125 Hither Green Lane, Abbey Park, Redditch, Worcestershire, B98 9BN

What Personal Data We Collect

We may collect and process the following types of personal data:

• Name and contact details, including email address and telephone number
• Information you provide through enquiry forms or consultations
• Financial information relevant to mortgage advice, such as income, employment status and credit history
• Technical data, including IP address, browser type and website usage

We only collect information that is necessary to provide our services or respond to your enquiry.

How We Use Your Data

We use your personal data to:

• Respond to your enquiries and provide mortgage advice
• Assess your eligibility for mortgage products
• Introduce you to suitable lenders and providers
• Manage ongoing communication with you
• Improve our website and services

We do not sell your personal data to third parties.

Legal Basis For Processing

We process your data under the following lawful bases:

• Consent, where you have provided permission for us to contact you
• Contract, where processing is necessary to provide mortgage advice or related services
• Legitimate interests, where it is necessary to operate and improve our business, provided your rights are not overridden

Sharing Your Data

We may share your personal data with:

• Mortgage lenders and financial institutions
• Credit reference agencies
• Insurers and service providers
• Regulatory bodies where required

All third parties are required to respect the security of your data and process it in accordance with the law.

Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes we collected it for, including legal, regulatory and accounting requirements.

In many cases, financial services regulations require us to retain records for a number of years after our relationship with you ends.

Data Security

We take appropriate technical and organisational measures to protect your personal data from loss, misuse or unauthorised access.

However, no system is completely secure, and we cannot guarantee the absolute security of your data.

Your Rights

Under UK data protection law, you have the right to:

• Access the personal data we hold about you
• Request correction of inaccurate data
• Request deletion of your data where appropriate
• Object to or restrict processing
• Request transfer of your data

To exercise any of these rights, please contact us using the details above.

Cookies

Our website may use cookies to improve your experience and analyse website usage.

For more information, please see our Cookie Policy.

Changes To This Policy

We may update this Privacy Policy from time to time to reflect changes in legal requirements or how we operate.

Any updates will be published on this page.

Contact Us

If you have any questions about this Privacy Policy or how your data is handled, please contact us:

Email: info@selfemployedmortgagebroker.org.uk
Contact page: https://selfemployedmortgagebroker.org.uk/contact-us/

Regulatory Information

Self-Employed Mortgage Broker is a trading style of Keith McCoy Associates Limited. Keith McCoy Associates Limited is authorised and regulated by the Financial Conduct Authority (FCA number: 450724).